{"message":"🏦 Welcome to Credit Facilitation Backend API","description":"Multi-tenant credit management platform for Tanzanian businesses","version":"1.0.0","environment":"development","timestamp":"2026-05-10T20:40:49.157Z","endpoints":{"api":"http://localhost:3000/api/v1","documentation":"http://localhost:3000/api/docs","health":"http://localhost:3000/health"},"features":["🔐 Secure JWT authentication with role-based access control","📊 Automated credit scoring and risk assessment","💳 Mobile money integration (M-Pesa, Tigo Pesa, Airtel Money)","📱 Multi-channel notifications (SMS, Email, Webhooks)","📈 Comprehensive reporting and analytics","🔍 Complete audit trails for regulatory compliance"],"quickStart":{"1. Authentication":"POST /api/v1/auth/login","2. Register Business":"POST /api/v1/business/register","3. Onboard Customer":"POST /api/v1/customers/onboard","4. Create Credit Account":"POST /api/v1/credit/accounts","5. Record Transaction":"POST /api/v1/transactions"},"support":{"documentation":"http://localhost:3000/api/docs","email":"support@creditfacilitation.com","github":"https://github.com/your-org/credit-facilitation-backend"}}